The Guaranteed Insurability Benefit (GIB) option window for eligible AMA disability insurance policyholders is currently open until April 30. If your disability insurance needs have increased due to increased income or changes to your personal circumstances, now is the ideal time to increase your coverage. GIB rider holders have annual opportunities (to age 55) to obtain up to an additional $2,500 of disability insurance coverage without proof of good health. Please visit the AMA Member Dashboard to view your current AMA disability insurance coverage details. To determine the cost of additional coverage, use the Disability Insurance Rate Calculator. If you have the Cost of Living Adjustment (COLA), Own Occupation or Lifetime Accident Total Disability riders on your existing coverage, the cost of these riders will be included in your total premium once you have been approved for additional coverage. Approval of coverage increases are subject to financial underwriting, which determines the amount of insurance you are eligible for based on your net earned income. | 